Our Mortgage and Loan Products
Alpine brokers various mortgage and loan types for most acquisition, development, or rehab opportunities. A brief list of our mortgages is listed below. In addition, to the mortgages listed Alpine has access to many special-purpose mortgages for large multi-family real estate portfolios, hotels, and storage facilities. Contact us to discuss your special real estate needs.
Mortgage Loans
Fix and Flip Loans
Min $200,000 to Max-5,000,000
70% to 85% of Purchase Price
Up to 100% of rehab Cost
Max Loan up to 70% After Rehab Value (ARV)
Long-Term Rental (DSCR)
Min -$100,000
Loan Term – 30 years
Purchase Rate Term Up to 8o% LTV
Cashout Refi – 75% LTV
Ground-Up Development
Min $250,000 to Max $20,000,000
Up to 75% of purchase price
Up to 70% Post Construction Value
Term 6-24 months
Land or parcel must be zoned.
Design plans in hand.
Bridge Loan
$100,000 to Max $3,000,000,00
Loan Term – 12 months
(extension options available).
Security – First Mortgage
Purpose – Purchase, Refinance & Cash-out
Asset Types – 1–4-unit investment residential and 5+ unit multifamily.
Stabilized rentals
Loan-to-Value – 65% to 75%
DSCR – 1.25 (interest reserve available)
Amortization -Interest Only.
Short-Term Rental Loan
Min $250,000 to Max $20,000,000
Up to 75% of purchase price
Up to 70% Post Construction Value
Term 6-24 months
Land or parcel must be zoned.
Special Conditions for Bridge Loan
No Tax Returns
No Personal Income Verification
No third-party appraisal
Foreign nationals accepted
Close in 5 -7 days
Business Loans
Alpine through its broker services accesses many different types of loans for businesses with at least $30,000 of monthly revenue and have been in business for at least 3 years. Every business is considered. Our primary business loan products are:
SBA Loan
Business Line of Credit
Business Term Loan
$5 Million Max Funded Amount.
Approval 1-5 days, Funding 4 -10 weeks.
SBA-7A- 10 Year Term.
SBA-504- 25 Year Term
Rate – Prime +1% -2.75%
Monthly Payment
No Prepayment Penalty
Must be 2 years in business.
$40,000 Monthly Revenue.
$250,000 Max Line of Credit
Approved Amount Based on Cash Flow
Only pay for what you use
Weekly/ Monthly Payment
3 years in business
$40,000 Monthly Revenue
Business Bank account
$10 Million Max Funded Amount
1-2 Year term
Weekly Monthly Payments
No Prepayment Penalty
Refinance up to 2 loans
2-3 years in business.
Equipment Financing
$5 Million Max Funded Amount.
1-5 year Term
Rates start at 7 %
100% Financing available
Purchase & Leasing available.
Vendor and Private Sales
3 years in business
Invoice required
Accounts Receivable Line of Credit
Facility size - $100,000 to 100,000,000
Revolving Line of Credit
Line of Credit Amount Fluctuate as outstanding A?R Fluctuates
Rates start at Prime + 2%
Up to 95% of Current A/R
3 years in business
$1 million in annual Sales
$100,00 in A/R on short Terms